If you have bad credit, you’re not alone.  According to recent statistics, more than 100 million Americans suffer from a credit score of 640 or below.  That’s more than 30% of the US population!
For people with bad credit, auto financing can be a challenge to secure, especially in these harsh economic times.  Banks [...]

Financing a new or used truck is not much different from financing a car.  Some of the popular pickup truck manufacturers, like Ford, Chevy, and Toyota, offer financing through select dealerships.  However, if you have bad credit you might opt for a pre-owned vehicle, in which case dealer finance from a bad credit specialist might [...]

According to Todd Kutcher, chief operating officer of Credit.com, if an applicant’s credit score is below 550, lenders will often auto-reject his or her application. In this case, dealers are the best alternative because they have much more flexibility from a financing standpoint.
How Dealer Financing Works
Dealers have access to “captive finance companies” — lenders operated [...]